Conflict of Interest Disclosure

Revised 07/02/2026

I have engaged one or more of the following entities: Peters Financial LLC, Peters Tax Preparation &

Consulting PC, David Peters Insurance Agency LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency, Alaruna LLC, and/or Peters Mortgage LLC. In doing so, I understand and agree to the following:

David Peters is the owner of Peters Financial LLC, as well as the owner of Peters Tax Preparation & Consulting PC, Peters Mortgage LLC, David Peters Insurance Agency LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency, and Alaruna, LLC.

Peters Financial LLC

If I choose to engage Peters Financial LLC or David Peters as my financial advisor, I am free to choose any CPA firm I would like to. In no way am I obligated to choose David Peters or Peters Tax Preparation & Consulting PC as my tax preparer or consultant on tax matters. I understand I am not obligated to choose David Peters, David Peters Insurance Agency LLC or David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency as my insurance provider.I understand I am not obligated to choose David Peters or Peters Mortgage LLC as my mortgage broker. Additionally, I understand that I am not obligated to choose David Peters or Alaruna LLC for any bookkeeping or consulting services.

Peters Tax Preparation & Consulting PC

If I choose to engage Peters Tax Preparation & Consulting PC or David Peters as my tax preparer or consultant, I am under no obligation to choose Peters Financial LLC or David Peters as my financial advisor, investment advisor, or money manager. I understand I am not obligated to choose David Peters, David Peters Insurance Agency LLC or David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency as my insurance provider. I understand I am not obligated to choose David Peters or Peters

Mortgage LLC as my mortgage broker. Additionally, I understand that I am not obligated to choose David Peters or Alaruna LLC for any bookkeeping or consulting services.

David Peters Insurance Agency LLC

If I choose to engage David Peters Insurance Agency LLC or David Peters as my insurance agent, I am under no obligation to choose Peters Financial LLC or David Peters as my financial advisor, investment advisor, or money manager. I understand I am not obligated to choose David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency as my insurance provider. I also understand I am under no obligation to choose Peters Tax Preparation & Consulting PC as my tax preparer or consultant on tax matters. I understand I am not obligated to choose David Peters or Peters Mortgage LLC as my mortgage broker. Additionally, I understand that I am not obligated to choose David Peters or Alaruna LLC for any bookkeeping or consulting services.

David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance

If I choose to engage David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency or David Peters as my insurance agent, I am under no obligation to choose Peters Financial LLC or David Peters as my financial advisor, investment advisor, or money manager. I understand I am not obligated to choose David Peters or David Peters Insurance Agency LLC as my insurance provider. I also understand I am under no obligation to choose Peters Tax Preparation & Consulting PC as my tax preparer or consultant on tax matters. I understand I am not obligated to choose David Peters or Peters Mortgage LLC as my mortgage broker. Additionally, I understand that I am not obligated to choose David Peters or Alaruna LLC for any bookkeeping or consulting services.

Peters Mortgage LLC

If I choose to engage Peters Mortgage LLC or David Peters as my mortgage broker, I am under no obligation to choose Peters Financial LLC or David Peters as my financial advisor, investment advisor, or money manager. I also understand I am under no obligation to choose Peters Tax Preparation & Consulting PC as my tax preparer or consultant on tax matters. I understand I am not obligated to choose David Peters, David Peters Insurance Agency LLC, or David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The

Peters Agency as my insurance provider. Additionally, I understand that I am not obligated to choose David Peters or Alaruna LLC for any bookkeeping or consulting services.

Alaruna LLC

If I choose to engage Alaruna LLC or David Peters for bookkeeping or consulting services, I am under no obligation to choose Peters Financial LLC or David Peters as my financial advisor, investment advisor, or money manager. I also understand I am under no obligation to choose Peters Tax Preparation & Consulting PC as my tax preparer or consultant on tax matters. I understand I am not obligated to choose David Peters,David Peters Insurance Agency LLC or or David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency as my insurance provider. Additionally, I understand I am not obligated to

choose David Peters or Peters Mortgage LLC as my mortgage broker

Fees

I understand that Peters Financial LLC, Peters Tax Preparation & Consulting PC, David Peters Insurance Agency LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency, Peters Mortgage LLC, Alaruna LLC, and David Peters do NOT receive any referral fees for referring clients to each other.

The fees charged by Peters Financial LLC, David Peters Insurance Agency LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency, Peters Mortgage LLC, Alaruna LLC, and Peters Tax Preparation & Consulting PC are detailed in their respective agreements.

Any fees charged by Peters Financial LLC do not include any fees charged for services by Peters Tax Preparation & Consulting PC, Alaruna LLC, Peters Mortgage LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency or David Peters Insurance Agency LLC. Any sort of fees charged by Peters Tax Preparation & Consulting PC do not include any services charged by Peters Financial LLC, Alaruna LLC, Peters Mortgage LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency or David Peters Insurance Agency LLC. Any fees or commissions charged by David Peters Insurance Agency LLC do not include any fees charged for services by David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency, Peters Tax Preparation & Consulting PC, Peters Mortgage LLC, Alaruna LLC or Peters Financial LLC. Any fees or commissions charged by David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency do not include any fees charged for services by Peters Tax Preparation & Consulting PC, Peters Mortgage LLC, Alaruna LLC, David Peters Insurance Agency LLC, or Peters Financial LLC. Any fees or commissions charged by Peters Mortgage LLC do not include any fees charged for services by Peters Tax Preparation & Consulting PC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance,The Peters Agency, David Peters Insurance Agency LLC, Alaruna LLC or Peters Financial LLC. Any fees charged by Alaruna LLC do not include any fees charged for services by Peters Tax Preparation & Consulting PC, Peters Financial LLC, Peters Mortgage LLC, David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency or David Peters Insurance Agency LLC.

Discounts

I understand there is no discount on products for using multiple services. Each service and/or product costs are reflected in their respective agreements.