Halloween is all about scares, but holiday credit card debt 2025 shouldn’t be one of them. With interest rates still high, balances can grow faster than a haunted house line. This blog shares smart, seasonal strategies, like budgeting early, using rewards wisely, and timing purchases, to keep debt from haunting your holidays. Plan ahead now to avoid financial frights and start the new year on solid ground.

Changing jobs is exciting, but what happens to your old 401(k)? Many professionals leave retirement accounts behind, creating what’s often called an “abandoned 401(k).” Ignoring these accounts can hurt long-term retirement planning, limit investment growth, and make it harder to track your savings. Whether you’re considering a rollover IRA, consolidating accounts, or cashing out, this guide explains the best retirement plan options when changing jobs.

At Peters Financial, we often hear this question: “Is it too late to catch up on retirement planning?” The short answer? No. Whether you're in your 50s or early 60s, there are still meaningful steps you can take to position yourself for a more secure and confident retirement.when it matters most.

The "One Big Beautiful Bill" (H.R. 1), passed mid‑2025, brings significant changes to tax and savings rules that affect your retirement, investment, and college saving strategies. Here's what matters — and how Peters Financial can help you benefit.